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What is a Guarantor Home Loan?

With pressure growing for young Australians to become first home buyers, a guarantor home loan can help them start their homeownership journey. In guarantor home loans, the lender uses the borrower’s property as the main security for the debt (as in conventional home loans) while also using the guarantor’s property for the mortgage.

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What to Do With Your Upside-Down Mortgage?

For any homeowner being underwater on a mortgage is not a comfortable position to be in. Underwater mortgages can occur due to many reasons, but it mainly occurs due to falling property values. Owing more on a property than its current worth can lead to a number of problems.

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Underwater or Upside down Mortgage: How it Happens

What does an Underwater (Upside down) Mortgage Mean?

A mortgage is underwater when the loan balance is greater than the market value of your home. In other words, you owe more on the house than it is worth. You may also hear this situation referred to as an upside-down loan or negative equity. When you have equity in your home, that means the current market value of your house exceeds what you owe on your mortgage. Negative equity indicates the opposite of that.

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Finding the Right Investment Property - Here is How!

Investing in property has been around for decades. Putting your money in the property market is safe yet rewarding when done right. Investing in property is exciting and doesn't even require a constant effort. Instead, all you have to do is consider certain factors when investing and let the market work for itself while you relax and enjoy the equity later.

Finding the Right Investment Property

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