Home Loan is probably the biggest debt you currently have. It is important to make sure that you are paying competitive repayments, the products are relevant and the facility is being used effectively. Home Loan Health Check is a quick 10-minute session with one of the experienced mortgage consultants to find out if any further actions are needed to get best out of a home loan.

When you change from one lender to another, we call them to refinance.

As things change over time, your needs and circumstances may change as well. When you review your position and find out that you need to re-structure your home loan, you would consider refinancing.

Refinancing can be considered in the below circumstances:

When you think of buying a home, you generally have no idea where to start from and what to do next. Therefore, planning is very important. More importantly, you need to know whether you are ready to buy a property in the first place!

I would give you a few points, a little bit different from what people generally think, and I hope this will make sense to you.

Few important things about the account conduct as lenders are turning their eyes on this later when they look at your home loan application.

As much as Banks appreciate your good pay slips and saving pattern, good account conduct is also equally an important aspect to get the finance approval these days.